Connect³ customers can quickly and confidently perform real-time transactions in a convenient, highly secure environment. Connect³ accepts customer bill payments, ACH transfers, stop payments, and other transactions. Customers know their account information is current because all customer-initiated transactions are memoposted in a real-time environment.

The Connect³ suite of products includes:

• PremierEcorp, your Corporate Cash Management solution, delivers 24-hour banking services directly to your corporate clients via the Internet. Corporate cash managers can make immediate and accurate decisions, based on real-time information, including account balances, cash position, maturity, payment, and interest.
   
• PremierEcom delivers 24-hour banking services directly into customers' homes via the Internet. With easy-to-use, intuitive web pages, customers are guided through their Internet branch with all of the necessary tools to conduct banking transactions on-line, anytime, anywhere.
   
• TeleBanc NT offers convenience for all customers and prospects who use touch-tone telephones to access bank services.

Summary of Connect³ Features

Connect³ includes the following features:

• Access is convenient, around the clock
• Customers work within a secure environment
• Direct marketing of products and services
• Non-customers shop for banking services
• Activity fees present revenue opportunities
• Automation reduces operating costs
• Automation increases efficiency and accuracy
• Bill Payment and Paperless Item Modules complement Connect3
• E-mail offers two-way communication
• Controls are established using Administrator